Sun Protection
Frequent exposure to the sun causes skin changes that can be harmful. It can cause skin changes, such as skin cancer, wrinkles, and age spots. Some sun exposure is required …
Entrepreneurial Fundraising
The Development function is to Non-profits/Charities (NP) what the Sales and Marketing functions are to private sector firms – they focus on growing the top line. Funding streams created through …
Reducing Benefit Costs – To Share or Not to Share
Group benefit plans are an important element of an employee contract, yet can be very costly for the employer. To meet their goal of reducing benefit costs, employers use a …
Reducing Benefit Costs – To Share or Not to Share Read More »
Acne – What you need to know
Acne is a common skin disorder that causes pimples. Pimples form when hair follicles under your skin clog up. Most pimples form on the face, neck, back, chest, and shoulders. …
Severance and Extension of Benefits
Please note that this is general advice only. Clients are advised to discuss this topic with HR professionals and/or their lawyers in order to determine specifically how they need to …
Travel Medicine
If you are travelling outside of the country, the last thing you want is to put a damper on your trip by getting sick. Here are some tips to help …
How student benefits are affected when they travel out of country
Benefit plans offered by ASSOCIUM include out-of-province/out-of-country travel coverage. This allows individuals to claim emergency health-related expenses that are incurred when they travel. To offer these benefits, insurance companies create …
How student benefits are affected when they travel out of country Read More »
What are Cold Sores?
Cold sores (fever blisters) are a common viral infection. They are tiny, fluid-filled blisters on and around your lips. These blisters are often grouped together in patches. After the blisters …
When is it time to upgrade the business phone system?
Many companies are left with the task of deciding when the right time is to replace/upgrade their business communication system. The decision is not an easy one and there are …
When is it time to upgrade the business phone system? Read More »
Fraud and Your Employee Benefits Plan
According to Benefits Canada, nearly 95% of all benefit plans have been affected by fraud. According to the Canadian Health Care Anti-Fraud Association nearly 20% of all claims are fraudulent, …
Long Term Disability Explained
Long Term Disability Explained (as much as we can in the space and time allowed) There is no doubt that long term disability is the most important benefit in any …
Random Acts of Kindness
Random Act of Kindness (RAK Day) for many regions in our member base was marked on Friday, November 6th. In support of our members, and respect for a wonderful initiative, …