Benefits Plus

ASSOCIUM Benefits offers a selection of additional group products and business services to enhance your client’s experience.


Members save .5% to 1.5% on benefits to rates for clients who opt to join our GAIN or Advantage back-office support program. Employers can have their plans supplemented by access to a membership. Our procurement service assists employers of all sizes with group purchasing offering significant savings on employee benefits, office supplies, phone lines, commercial insurance and many more items.

Human Resources Consulting Services

  • HR – First Steps: Insured Emergency HR

An insured program to cover HR support when an urgent or unplanned HR event. Available to Group Benefits Clients of ASSOCIUM Benefits.

  • HR – Next Steps: Limited Cover Small Group HR

A limited cover small group HR program to support small employers:

  1. Urgent or unplanned HR event
  2. Appropriate HR policies
  3. Compliance.
  • ACCESS HR: Outsourced HR for SMEs on a Monthly Service Plan or a Flex Plan

Provides all of the services covered in HR Next Steps and covers all aspects of HR/People management through pre-purchased hours.

Employee and Family Assistance Plan

Our comprehensive plan includes private counseling and support for employees and their immediate families. In addition to family and psychological counselling, services include health care navigation, legal and financial counselling. Face-to-face counseling as well as telephone and on-line service are available.

Personalized Healthcare Navigation

Personalized team of Regulated Health Care professionals act as Navigators and health coaches to help guide members through their health care journey.

Second Opinion Medical

A long-established program that can help employees and their families find the best health care available and supplement care they are already receiving.

Group RRSP and TFSAs

A flexible group plan available for employers of all sizes. Employees enrolled in this plan have no administration fees, low management fees and a wide range of investment options under one plan.

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