Planned Giving
At any given point in time an individual may have charitable intentions. Taking the time to ensure your charitable gifts are aligned to your larger financial planning objectives while monitored […]
Why was that Insurance Claim Declined?
The most common customer service questions we address are: “Is this covered?” and “Why wasn’t this covered?”
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WSIB Rate Framework Change
The new model will help simplify and streamline the WSIB classifications from 155 rate groups to 34 rate classes.
WSIB Rate Framework Change Read More »
Covering Dependents on Your Group Benefits Plan
These are the most commonly asked questions with answers about covering dependents on your group benefits health plan at work.
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Cloud Computing
With cloud computing storage, networks and business applications can be managed and configured with minimum administration.
Life Insurance Beneficiary Designation
Most employee group benefit plans include Life insurance coverage. The coverage is normally in place as long as there is an active plan and the employee is eligible and enrolled.
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Workplace Safety and Insurance Board Operational Review
The Ontario Workplace Safety and Insurance Board (WSIB) is an organization within the Government of Ontario that manages the Workplace Safety and Insurance Act (WSIA) and its guidelines. The Board’s
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Office Ergonomics
What is office ergonomics? The study of the interactions between office workers and their work environments. What is the goal of office ergonomics? Fit the work environment and the tasks
Employee Benefit Plans and Motor Vehicle Accidents
Insurance regulations allow for auto insurers to be second payor where an employee benefits plan is in place.
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Setting Objectives
Every organization, regardless of size, reach or sector should have a normalized process for planning and goal setting. This would be an integral first step in successfully achieving outcomes. It
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Travellers Need to Pay Close Attention to Their Travel Insurance Coverage
A standard benefit in the healthcare portion of most group benefits plans is the emergency out of country coverage (OCC). The point of OCC is to cover the cost of
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Trends in Drug Claims 2018
Although it differs from one employee group to another, there are definite common claiming patterns among ASSOCIUM Benefits clients, and the general population. Knowing those patterns and taking steps to
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