Employee benefit plans are all designed with internal limitations and maximums which are intended to maintain affordability and to prevent abuse. Most of these limitations and maximums are up front […]
Usual and Customary Fees Read More »
Some of the more important aspects of the plan administrator’s job include the enrolment of new employees into the benefits plan and the removal of employees who are leaving the
Administrative Advice: Timely Employee Enrolment and Termination Read More »
Question: How long should/must an employer keep an individual in employment when that individual has been off on long term disability? Answer: It depends… really! Key Concepts in Law Workplace
Termination of Employees on Long Term Disability Read More »
Outsource it, do it yourself or do nothing? Being without an employee for a few weeks due to illness or injury can cause hardship for an employer, other employees and,
Short Term Disability Management Read More »
Group benefit plans are an important element of an employee contract, yet can be very costly for the employer. To meet their goal of reducing benefit costs, employers use a
Reducing Benefit Costs – To Share or Not to Share Read More »
Please note that this is general advice only. Clients are advised to discuss this topic with HR professionals and/or their lawyers in order to determine specifically how they need to
Severance and Extension of Benefits Read More »
Benefit plans offered by ASSOCIUM include out-of-province/out-of-country travel coverage. This allows individuals to claim emergency health-related expenses that are incurred when they travel. To offer these benefits, insurance companies create
How student benefits are affected when they travel out of country Read More »
Long Term Disability Explained (as much as we can in the space and time allowed) There is no doubt that long term disability is the most important benefit in any
Long Term Disability Explained Read More »
Recently, we took on a client who was going through their first renewal, 15 months after having established their first plan. The rate increase required by the insurance carrier was
How Families can take full advantage of their employee benefits Often, when both spouses are working, they each have access to employee benefits plans with their respective employers. When that
The Coordination of Benefits Read More »
All benefit plans have optional products that insurance companies make available for employees. While not aggressively sold, these products can provide a convenient, but at times expensive, way to supplement
The Optional Benefit Coverage Dilemma Read More »
